When new members go through the employer orientation, they sometimes can’t decide which pension plan to go into: Plan 2 or Plan 3. When they don’t make that decision they are defaulted into Plan 3. Two bills, 1308 & 5360, would change the default to Plan 2 (a defined benefit plan that doesn’t require employee decision-making). It’s pretty obvious that if they can’t decide which plan is best, they shouldn’t be deciding how much to contribute and where to invest their investment contributions. Happy to report that the bills are one step away from legislative passage. Other than some minor resistance, I expect one or the other bill will pass soon.