With only a small difference, all three budget proposals fully fund the higher education insurance agreement. That agreement maintains the 85/15 split of the cost of PEBB insurance premiums. Employers (either state or higher education institution) funds 85% of the cost of insurance premiums, employees pay 15% of the cost of insurance premiums. I have to point out that employees pay 15% of the premium costs regardless whether they sign up for employee only coverage or full family coverage. This is an example of a fair and balanced approach that PSE and many legislators are interested in applying to K 12 insurance premiums.